PayDay Lending | Past Initiative

Payday loans are regulated, in most cases, at the state level, which means that the only way that counties or cities can affect payday lending through land-use ordinances. The Insight Center has created a toolkit that provides a guide to advocating for a local ordinance to limit new or relocating payday establishments.

Our Legal Services work intersects the other Insight Center focus areas through the legal aspects of promoting public and private sector financing and reinvestment in communities as well as promoting small dollar loan programs and other alternatives to payday lending. To read the report The Net Economic Impact of Payday Lending in the U.S. click here.

Click to view and download publications about PayDay Lending.