Coronavirus Pandemic Gives Rise to Another Contagion — Xenophobia

By Aisa Villarosa | Medium

While issuing a proclamation of national emergency to help curb the spread of one virus, the President and other American leaders have actively promoted another contagion.

Condoned by the single most powerful figure in our government, the resurgent xenophobia tied to Covid-19 — also referred to as “Wuhan virus” and “kung-flu” by White House officials, politicians, and the media — has become weaponized and widely disseminated.

Nationwide surges in anti-Asian violence are again a norm, buttressed by harmful misinformation and further legitimized by institutions and communities. Universities have assured students that “fears about interacting with those who might be from Asia” are acceptable reactions. Many deploy the term “China virus” as if those of Chinese or Asian heritage are themselves a walking, breathing plague. Boycotts of Chinese restaurants and assaults on business owners, workers, and customers persist, driven by racist narratives of Asian food, services, and people being unclean and dangerous.

We are fighting two viruses — coronavirus and racialized hatred — and right now, one is much more relentlessly pernicious than the other. Far from isolated, this new era of “yellow peril” is the latest chapter in a deep American history marked by racism and xenophobia.

Click here to read her full piece.


28 Days of Truth Telling is Never Enough

By Anne Price

Black History Month was created in response to lies told about Black Americans.

Since its inception in 1926, Black History Month has not only served to celebrate overlooked contributions Black people have made in shaping American culture and history, but has also been a movement to correct distortions, falsehoods, and stereotypes about Black people and Black life.

In short, we get one month when it’s “okay” to talk about all the ways anti-blackness permeates our policies, programs, and practices — and that’s woefully inadequate.

We must move beyond a 28-day recognition of the extraordinary achievements of Black people by focusing on how to dismantle anti-blackness year-round. We have to continuously work to lift up the humanity of Black people, and focus on how anti-blackness maintains racial oppression and economic exclusion today, and will continue to do so without a sustained effort to address anti-blackness head on.

Click here to read Anne’s full piece.

Episode 30: We Keep Us Safe with Zach Norris

Listen to Zach Norris and Jhumpa Bhattacharya discuss systems reform and new visions of public safety as they explore takeaways from Zach’s new book, We Keep Us Safe: Building Secure, Just, and Inclusive Communities.

Who “deserves” to be safe? And who gets to define safety—and how?

Zach Norris joined Jhumpa Bhattacharya on the podcast to explore these questions and more through a discussion of his powerful new book, We Keep Us Safe: Building Secure, Just, and Inclusive Communities.

Zach is the Executive Director of the Ella Baker Center for Human Rights and co-founder of Restore Oakland, a community advocacy and training center that aims to empower Bay Area community members to transform local economic and justice systems and make a safe and secure future possible for themselves and for their families. Zach is also a co-founder of Justice for Families, a national alliance of family-driven organizations working to end our nation’s youth incarceration epidemic.

Sharing detailed case studies and stories, We Keep Us Safe lays out a blueprint for reimagining our vision of public safety and reforming our justice systems in ways that prioritize constructive care and support over fear and punishment. 

Digging in on the book’s themes and inspiration, Zach and Jhumpa discuss the need to move away from false “he keeps us safe” narratives rooted in white supremacy and patriarchy to a “we keep us safe” model that centers impacted communities and their solutions for change.

“The leadership of this movement for genuine safety needs to come from people who have been hurt first and worst by mass incarceration,” says Zach. “[This movement] ultimately is for the liberation of everybody in this country.”

To listen to the full discussion, use the audio player above or subscribe to the Hidden Truths podcast on Apple Podcasts, Stitcher, Spotify, or Android. And if you like what you hear, leave a review for Hidden Truths on your favorite podcast platform.

Read the transcript here or download as a PDF.

To learn more about Zach Norris and his work, visit and follow Zach on Twitter at @ZachWNorris. Learn more about and purchase Zach’s book, We Keep Us Safe: Building Secure, Just, and Inclusive Communities, here

Don’t Fixate on the Racial Wealth Gap: Focus on Undoing Its Root Causes

Inequality is a defining American issue, and perhaps no measure more accurately exemplifies the failures and injustices of historic and current-day economic decisions than the “racial wealth gap.” In the current political moment—when bold ideas to rebalance economic and political power, especially by race, are central to public debate—we have the opportunity to reevaluate how we think about racial inequality and how our current economic system has exacerbated it.

In Don’t Fixate on the Racial Wealth Gap: Focus on Undoing Its Root Causes, Insight Center for Community Economic Development President and Roosevelt Fellow Anne Price examines how focusing on the root of racial wealth inequality rather than fixating on the racial wealth gap can help us build a path toward a fairer and more sustainable economic and political system—one that will right our historical wrongs and prevent such injustices from occurring in the future.

Click here to download and share the report.

2020 Annual Reports + Newsletters

July Newsletter | Protecting Black Joy, Debunking the Welfare Queen Myth, and more

June Newsletter | Centering Blackness, Rejecting Anti-black Polices Benefit Us All; and more

May Newsletter | Addressing Black Disposability, Fireside Chat with Ibram X. Kendi, Bay Area Workforce Report, COVID-19 Fact Sheet, and more

April Newsletter | Normal is What Got Us Here; Black Maternal Health Week; and more

March Newsletter | Finding Hope in Local Power; Major Debt Relief Win in CA; Coronavirus Xenophobia; and more

February Newsletter | 28 Days is Never Enough; Don’t Fixate on the Racial Wealth Gap; LA Ends Fees; and more!

January Newsletter | Baby Bonds as America’s Big Bet, Reflections on Moms 4 Housing, and more!

Episode 29: Centering Women – It’s More Than Lip Service

Listen to Anne Price and Jhumpa Bhattacharya discuss the work of lifting up women and centering Blackness as they reflect on recent trends and ponder new frontiers in racial and gender justice.

“We still have a long way to go in terms of understanding what it truly means to support women and to support women of color.”

What would it look like to truly commit to advancing racial and gender equity? Insight’s Anne Price and Jhumpa Bhattacharya joined the podcast to explore this theme while reflecting on recent trends in the field and the future of racial and gender justice work.

Considering what it would look like to authentically center women, Anne and Jhumpa discussed ways to mine the untapped value of women’s roles and expertise in the economy, including investing them with not only the power to truly lead, but the freedom to fail, through ideation and innovation in the field.

Highlighting recent and forthcoming work, Anne and Jhumpa also explored the idea of Centering Blackness as a critical lens to break new ground in exposing and countering the deep-seated racial inequities shaping our country’s economy and society.

By Centering Blackness, we can not only challenge ourselves to reconsider the structures of our society and economy but recognize the ways that anti-Blackness affects us all:

“I think that [centering and deconstructing anti-Blackness] helps us deal with race and racism in a way that actually doesn’t divide us but actually unifies us – actually helps us build multi-ethnic and racial solidarity,” says Anne, “because we can see how we’re connected through something that was constructed, through something that is threaded through systems and rules and policies and practice and culture.”

To listen to the full discussion, use the audio player above or subscribe to the Hidden Truths podcast on Apple Podcasts, Stitcher, Spotify, or Android. And if you like what you hear, leave a review for Hidden Truths on your favorite podcast platform.

Read the transcript here or download as a PDF.

Follow Anne and Jhumpa on Twitter at @AnnePriceICCED and @jhumpa_b and stay connected to learn more about Insight’s forthcoming work on Centering Blackness.

Transcript | Episode 30: We Keep Us Safe with Zach Norris

Download the transcript (PDF) for Hidden Truths Episode 30: We Keep Us Safe with Zach Norris.

[ Music ]

JHUMPA BHATTACHARYA: Welcome to Hidden Truths, the podcast where we examine the root causes of economic and racial inequality. I’m Jhumpa Bhattacharya and I’m excited to be joined by our guest Zach Norris.


ZACH NORRIS: Thanks for having me.


JHUMPA BHATTACHARYA: Zach is the Executive Director of the Ella Baker Center for Human Rights and co-founder of Restore Oakland, a community, advocacy, and training center that will empower Bay Area community members to transform local economies and justice systems and make a safe and secure future possible for themselves and for their families. Zach is also a co-founder of Justice for Families, a national alliance of family driven organizations working to end our nation’s youth incarceration epidemic. 

Zach, thanks so much for being with us today.


ZACH NORRIS: Definitely.


JHUMPA BHATTACHARYA: So you recently wrote the book We Keep Us Safe: Building Secure, Just, and Inclusive Communities. This book really challenges us to define safety and security with a whole new paradigm that I really resonated with. 

Let’s start by first talking about why you felt the need to write this book. What’s wrong with how Americans think about safety and justice?


ZACH NORRIS: Right on, and I appreciate the question. It’s kind of funny because I started off with one idea about why the book was necessary and then as I was writing it, I was like, “oh, there is another reason why this book is a good idea.” 

So when I started the book, there was this kind of broad, bipartisan interest in criminal justice reform and people were saying everybody from Michelle Alexander to Newt Gingrich agreed that we should have criminal justice reform. But as we were successful in actually moving resources at the local level away from the sheriff and probation department and towards community-based programs, we were just really underwhelmed with what they were actually funding. And so I was really at this point where I was like, we need to really spark the public imagination around what community safety looks like when it’s done in the interest of community members. 

And so, we decided to launch this new initiative called Restore Oakland, which is a dedicated space for restorative justice where people can be held accountable and still out in the community. It’s a space for economic opportunity, the Restaurant Opportunities Centers United is going to be running a restaurant for formerly incarcerated folks and others who have been locked out of opportunity. And then there is just good organizing happening in this space to make sure that we also hold elected officials accountable and that, for us, is kind of like an antidote to prisons as the sort of foundation of public safety. 

We think that that’s wrong, that’s off, but so often people’s imagination has been dominated by shows like Law and Order and, you know, all these different prison shows. So we really created Restore Oakland with this idea of, like, let’s have a different vision of safety but, you know, not everybody can go through one building. It’s in one city and so the book is really aimed at, kind of, sparking conversation across the country, lifting up all the amazing programs, policieslike harm-free zones that people are doing in different communities across the countryto say this is what safety looks like when it’s really done in the interest of community members. So that’s the reason I started writing the book and that is most of what the book is about.


JHUMPA BHATTACHARYA: Let’s talk about, kind of, what you’re saying in terms of how we, as a society, kind of, define safety and justice, right? WhoI think there’s a lot around narratives that are at play here, right, and kind of the narratives of who deserves to be safe




JHUMPA BHATTACHARYA: who doesn’t deserve to be safe. What are our current narratives around safety and justice and who does it protect and who does it harm?


ZACH NORRIS: Yeah. I mean, I think this kind of ties into the second reason why I think the book is necessary, is that our notions of safety can’t be divorced from the very ugly history of this country, right? And so, the country was founded on the idea of white supremacy, on the ideas of male supremacy and patriarchy, and so, crimesall kinds of crimeswere justified under those ideologies, right? So rape, theft, murder were seen as justified because of white supremacy, because of male supremacy, and unfortunately, that still lives with us today. 

And, in my mind, there is a resurgence of those ideas. Obviously, we see that with the president of the United States and I think he’s really promulgating a lie, and I call it the “he keeps us safe” lie, right? Because the book is called We Keep Us Safe but the “he keeps us safe” lie, is the lie of abusers. It is the lie that says that one group is superior to another and therefore, harms are justified. 

So thishe keeps us safe” lie is the lie of abusers, because what do abusers do? They tell you don’t trust those who are closest to you, right? Only trust me. 

In the context of an abusive relationship, that might be don’t trust your mom or don’t trust your girlfriend. In the context of an abusive country, that might be don’t trust your neighbor around the block. Don’t trust your neighbors at the border. Don’t trust your neighbors in distant lands, even those though folks have the same aspirations for their children and their families that you and I do. 

But he is really scapegoating and calling attention to our neighbors in ways that would put blame on them and hide the real harms that he is constantly doing. And the criminal and justice system, unfortunately, reinforces this “he keeps us safe” lie because what it does is it focuses our attention on crime which really limits our focus and tends to reinforce the status quo. 

So when we focus on crime, it’s often the police who are showing up to break up a worker strike but not in favor of workers. They’re showing up even at our school board meetings when we’re trying to stop them from closing schools. They’re showing up also, you know, in the context offor mothers who decided they wanted a home for their children, right, and the sheriff’s department came with tanks, submachine guns, and weaponized drones and removed those Black mothers from their homes. 

And that dynamic of the criminal justice system reinforcing the status quo while not addressing all of the interpersonal harms that disproportionately impact women and gender nonconforming folks, while not addressing all of the institutional harms that are increasing in terms of results of climate change, in terms of growing inequalitynone of those things are really addressed by our criminal court system. 

And so, that dynamic and really calling attention to that is a big reason that I wrote the book and why it’s called We Keep Us Safe, to really move away from this “he keeps us safe” lie to the “we keep us safe” reality of democracy.


JHUMPA BHATTACHARYA: I really like this concept of “we keep us safe” and so I want to get into who is the “we”, right, and define that a little bit more. 

I mean, you started talking a lot about, kind of, our country has been founded on these ideas around white supremacy and the patriarchy, really, right? So I want to get into more specifically, like, how anti-Blackness, in particular, plays a role in this and define more on who the “we” should be when we’re talking about “we keep us safe”.


ZACH NORRIS: Yeah, I mean, the “we” should be all of us but that “we” should certainly be those who have been disproportionately impacted by the criminal court system, and that is Black people in particular. And not just Black men, that is, Black women. 

We did a report called “Who Pays? The True Cost of Incarceration on Families” with Forward Together and 20 other community-based organizations across the country that really showed that Black women, in particular, and women of color generally are paying the cost of incarceration financially, emotionally, and otherwise. And so I think the “we”, in terms of who keeps us safe, is the folks who have been disproportionately impacted by the criminal court system, who have the solutions necessary. 

As folks have said, if we design systems that support Black women, that support trans folks, then we’re designing systems that keep all of us safe because they are the folks who are least safe in this society. But I think one of the things that I came to in the course of writing this book is like the “he keeps us safe” liethis lie of white supremacy and patriarchyreally threatens our very democracy, right, because at the end of the day that’s what dictators want, right? They want to be able to say that they are responsible for our safety, that only trust them, that the rule of law can be kind of thrown out the window. 

And so I think the leadership of this movement for genuine safety needs to come from people who have been hurt first and worst by mass incarceration and ultimately it’s for the liberation of everybody in this country.


JHUMPA BHATTACHARYA: I love that. You’re talking about centering Blackness, which we will be talking about soon too as an organization so I’m really excited about that. 

So I think you’ve laid out the vision really well and I want to get into, kind of, the how, like how do you do this?




JHUMPA BHATTACHARYA: Right, so around, kind of, how do we fundamentally need to change what we think about safety, kind of, how do we need to do that? 

In your book, you talk a lot about how our notions of safety are based on fear, right, and we need to kind of switch more to thinking about safety from notions of care, right, and love essentially. Can you talk a little bit more about that?


ZACH NORRIS: Yeah, I think the best way to kind of explain that is through a story. 

So, Richmond, California in 2005 had one of the highest homicide rates in the country. The city of Richmond declared a state of emergency, everybody was kind of up in arms about what to do. They were having a city council meeting and DeVone Boggan, who had been involved in mentoring work in the Bay Area as well as Michigan said, “You know, I want to try something different. I want to engage the predominantly young men who arethe police believe are responsible for shooting at each other and killing each other in the city of Richmond. I want to engage them in a mentorship program.” And so, you can imagine that there was some pushback against that idea because the typical response is like, you know we need to lock these young men up. 

But fortunately, in this particular instance, the police weren’t able to make the case, for whatever reason, on the young men that they believed were responsible. So DeVone Boggan brought them into a room that overlooked the city of Richmond. And he said to them, “You know, everybody has looked at you all as the problem. I believe that you also hold the key to the solution, that you all are the solution in terms of bringing down violence in the city of Richmond, and here’s what I have to offer.” He said I want to provide you with daily positive mentorship with the monthly stipend and with some travel opportunities and, you know, the citythe media apparatus caught wind of this and they were like wait, DeVone Boggan, let me get this straight, you are paying people not to shoot each other, right? 

And he and the other city administrators actually defended the program and over an eight-year period, violence declined some 70% in the city of Richmond. And, you know, that wasn’t just important for these young men, that was important for the city as a whole because now mothers and grandmothers could take their kids to the park. You know, shop owners were keeping their doors open longer. So this was a victory for human rights in terms of how these young men were treated. It was a victory for public safety. And I don’t think it would have been possible if people were just operating from that framework of fear. 

What DeVone did was he said, you knowand when I interviewed him, he said, I thought about what my own kids needed as adolescents and what they were needing to be successful, and I designed this program based on what I thought my own adolescent kids needed. And as a result of, like, really seeing them as part of the solution, like, that changed the game. 

So that, to me, is kind of a microcosm of shifting away from this framework of fear towards a culture of care. But the great thing about the book is that’s just one of, like, a lot of different examples that I talk about.


JHUMPA BHATTACHARYA: Yeah. Can you get into more examples actually because I think




JHUMPA BHATTACHARYA: —it would be really great forif there’s other really good programs happening because I want folks to have like tangible


ZACH NORRIS: Yeah, absolutely.


JHUMPA BHATTACHARYA: —examples of, like, how can we live this framework of we keep us safe.


ZACH NORRIS: Absolutely, so a couple of things. One is that the last three chapters of the book basically re-imagine different stories, and is called re-imagining reality chapters or something like that, that’s what I call it anyway. And basically I take the reader through, you know, a person’s lifetime from like, you know, third grade all the way to where they’re involved in the prison system, unfortunately for some of the stories, and talk about the different interventions that would be possible to support not just that individual, but their family, Right? 

So an example might be, you know, Allen Feaster who’s son Darrell was involved in the juvenile justice system and who, you know, he stolehe had gotten arrested for truancy and sent to a group home. And that group home was like, you know, hundreds of miles from his father. So first of all, just saying like don’t do that. Like don’tif a kid is not showing up for school and, you know, there’s a better way of addressing that by actually supporting the parents and working with the child and figuring out, like, how do we engage you at school, right? Because adolescents engage in risky behaviors and they do things that they shouldn’t but there’s ways to actually create containers for that. 

So that’s just, like, one small example. But one of the things I point to is, like, what would it look like to actually support and provide, you know, monetary support, to provide a social worker in the home to support folks who have kids who are navigating the juvenile justice system? 

Sobut there is a progression, unfortunately, that a lot of young people see from the juvenile court system into the adult criminal and justice system. And that trajectory is predictable, and there’s lots of intervention points along the way. And so I describe some of those, kind of, point-by-point in the book.


JHUMPA BHATTACHARYA: And you have to get the book to read them.






ZACH NORRIS: Because, you know, one of the things I will say is that one of the things that people can do is participate in your neighborhood. Like every year PolicyLink and other folks have been really advocates and supporters of this Community Change, the organization. Last year we had like 35 organizations participate in this event called National Night Out.


JHUMPA BHATTACHARYA: National night out, Yes.


ZACH NORRIS: Yes. Night out for




ZACH NORRIS: Safety and Liberation, Yeah. And that’s an opportunity for people to really reclaim community safety. And typicallyit’s a little bit of a counterpoint to the Night Out that’s run by the Town Watch Association, and that event is community members and police coming together to say we’re reclaiming safety. 

No problems with that, but the narrative tends to be very limited. The police say you’re the eyes and ears of the police like if you see something, say something. But with due respect, I think we all have more than eyes and ears, right? 

We have hearts. We have hands. We have minds. There are a lot of ways that people can contribute to community safety. And what we’re trying to do each year that first Tuesday in August is really lift up that vision. To say, when you mentor a young person, you are contributing to community safety. When you provide a job opportunity to someone who was formerly incarcerated, you’re contributing to community safety. And when you hold these elected officials accountable, when you, you know, protest and say no, we aren’t going to allow, you know, mothers and grandmothers to be evicted from their homes. We’re going to look at this corporation that has billions of dollars and demand real accountability in our communities, that is also contributing to community safety. 

And that’s a piece that is very much lost in the conversation of oh, you’re just the eyes and ears of the police, right?


JHUMPA BHATTACHARYA: Right. And I think like that you’re just the eyes and ears of the police also reinforces dangerous narratives, right, and continues this idea of dehumanizing particularly Black and brown men


ZACH NORRIS: Absolutely.


JHUMPA BHATTACHARYA: —and Black and brown people in general, I would say.


ZACH NORRIS: Absolutely, and the rationale or the, kind of, impetus behind Night Out for Safety and Liberation was the murder of Trayvon Martin by George Zimmerman, who was a neighborhood watch captain. Yeah, so absolutely.


JHUMPA BHATTACHARYA: Yeah. So I want to end on a personal note because you




JHUMPA BHATTACHARYA: talk about your daughters




JHUMPA BHATTACHARYA: A lot in the book who are just the brightest, sweetest


ZACH NORRIS: Thank you.


JHUMPA BHATTACHARYA: —little girls ever, I think. 

As a father, what is a hope that you have that we can achieve in their lifetime, right, and we both have young kids, around safety and justice in America? Like what you think is doable in the next 80 years or so?


ZACH NORRIS: I mean, I think a lot is doable. You know, at this moment in history it can be easy to feel defeated or feel discouraged, but I would remind listeners that California had its Donald Trump moment also. 

In the early 90s, we had Governor Pete Wilson, people passing reactionary proposition after proposition, anti-immigrant, anti-Black folks, you know, 20 new prisons built from 1980 to 2000 and just one new university. And because folks came together, because Black mothers and their children and grandmothers were fighting for a different possibility in terms of criminal justice reform, we were pushing back against those lies of “welfare queen” and “super predator” that I even hesitate to even restate those things because it reinforces those narratives, but that was the reality we were facing in California as well. 

And we have come a long way. We have helped usher in bipartisan interest in criminal justice reform, we have helped pass initiatives like Prop 47 to try to redirect resources back towards education, and this year in 2020, we have an opportunity to pass Schools and Communities First in California which would help bring resources back to schools and communities, and make sure that corporations are paying their fair share. 

So I think that a lot is possible and I want the country and all of our listeners to know that we can do this. That when we come together, when we stand in our values, that people have our backs, right? 

And so I think that we can repeal and replace the ’94 crime bill. I think that we can move these architects of anxiety out of office. And I think, more importantly, we can remove the infrastructure that they use to oppress our communities. And then I think we will start to see through initiatives like Schools and Communities First, some real resources come back to our communities and be self-determined and have some agency over how those resources are spent. 

So, I think a lot is possible. This year is incredibly important, and we must take advantage of all the opportunities we have but I’m really excited.


JHUMPA BHATTACHARYA: Thank you for helping us end on a hopeful note




JHUMPA BHATTACHARYA: —and it’s good to remember California’s history because, yes, we consider ourselves, like, the progressive bastion of the nation but, yeah, wenot too long ago, it was just like what? Twenty years ago.






ZACH NORRIS: And not that we don’t still have progress to make




ZACH NORRIS: But we, you know


JHUMPA BHATTACHARYA: We’re getting there.


ZACH NORRIS: —we’re getting there.


JHUMPA BHATTACHARYA: Bit by bit. Well, thank you again Zach for sharing your expertise with us today. And thank you all for tuning in to this episode of Hidden Truths, the podcast of the Insight Center for Community Economic Development. 

To learn more about Zach and his work, visit and follow Zach on Twitter, @ZachWNorris. For more information about the Insight Center, visit And if you like what you heard today, leave a review for Hidden Truths on Apple podcast, Stitcher, Spotify, or other platforms that help spread the word. Thank you.

What the Moms 4 Housing Movement Reveals About the Homelessness Crisis

By Jhumpa Bhattacharya | Ms. Magazine

In an act of civil disobedience—and out of the need to secure a safe space for their children to live—members of Moms 4 Housing, a collective of unhoused mothers in Oakland advocating for housing to be seen as a human right, had settled into a two-year vacant home in West Oakland in November of 2019 with the goal of raising national awareness of the no-end-in-sight housing and homeless epidemic in California. Last week, armed police from the Alameda County Sheriff’s Office came in the dark hours before dawn to evict and consequently arrest the single Black mothers.

The optics were chilling: men in riot gear with AK47s drawn stormed into a home where homeless Black women and their children were seeking shelter in the cold, wet winter months. The images from the scene challenge us to examine how race and gender inequality are embedded in the DNA of our homelessness epidemic.

Click here to read the full article.

Celebrating 50 Years of Impact

We are looking back at 50 years of impact with a timeline of the Insight Center’s major milestones and achievements. Half a century after our founding, we are more dedicated than ever to helping people become and remain not only economically secure, but whole – to be fully seen and treated with dignity at home, on the job, and by the government.

Together with a dynamic national cohort of partners and advocates, we look forward to the next 50 years of sparking big, bold ideas, amplifying community voices and solutions to address inequity, and leading movements to advance economic prosperity for all.

Baby Bonds: A Universal Path to Ensure the Next Generation Has the Capital to Thrive

A new report released today by the Insight Center for Community Economic Development in collaboration with The Samuel DuBois Cook Center on Social Equity at Duke University explores a potential universal approach to address issues of chronically low, zero, or negative wealth through race-conscious policy: Baby Bonds.

The report, titled Baby Bonds: A Universal Path to Ensure the Next Generation Has the Capital to Thrive, focuses specifically on Cory Booker’s Opportunity Accounts policy, also known as Baby Bonds, which stands out for its goals and projected ability to address intergenerational wealth disparities and their ripple effects.

Baby Bonds highlights how our current racial wealth inequities are the result of past and present government actions and policies, versus individual actions and choices. Therefore, solutions to address racial wealth inequities must involve government action, with Baby Bonds being a promising policy to begin to alleviate such massive racial injustice.

The report shows that providing a vehicle for investment to those who have been excluded from accessing wealth, especially those who grew up without assets, to pursue education or home ownership without going into or exacerbating substantial debt, could be a step forward to decrease economic disparity.

While additional policies are needed to effectively address the $15 trillion wealth gap between Black people and white people, the report reveals that a federal-level Baby Bonds program has the potential to:

  • Considerably narrow wealth inequalities by race and that every racial group would be better off at the median with such a program.

  • Foster greater community wealth-building efforts, allowing family and community members to pool resources to acquire an asset.

  • Mitigate some of the impact of mass incarceration that disproportionately affects Black families.

The report amplifies the urgency of the intergenerational wealth gap while distinguishing and acknowledging the racial wealth gap, with a grave imperative to address both through a race-conscious, universal policy like Baby Bonds. It also provides detailed recommendations around Baby Bonds as a viable policy initiative, and identifies case studies of related programs in the U.S. and abroad.

Click here to read and download the full report (PDF).

Young group taking a selfie